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Guaranteed return.
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The peace of mind of an annual savings plan with a guaranteed interest rate*.
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Your money grows from day one, without depending on the market.
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A safe and effective way to grow your savings in the short term.
Simplicity and flexibility.
- Take out your plan 100% online through a simple and streamlined process.
- Choose from different guarantee options, with terms that adapt to your goals.
- At the end of each period, you decide: renew your plan or withdraw your money.
Protection for your loved ones
- As a life insurance product, your plan always includes death benefit coverage.
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In the event of death, your family will receive 1.1% of the value of the fund on the last day of the month preceding the month of death.
- The peace of mind of knowing that, whatever happens, your effort also protects them.
Mutual commitment
- Your savings are backed by Mutualidad’s solvency and strength.
- A product with highly competitive management fees (0.5% annually).
- The confidence of an institution that has been caring for its members for more than 75 years.
Your plan, your way.
4% return over 4 years
Issue extension available while supplies last.4% guaranteed annual gross return over 3 years*
You will obtain a 10.78% net cumulative return after 3 years once management fees (0.5% per year) and the risk premium (depending on age) have been deducted!**
Example
4.10% return over 1 year*
While stocks last or until 31/07/20264.10% guaranteed gross annual return over 1 year*
You will obtain a 3.57% return once management fees (0.5% annually) and the risk premium (depending on age) have been deducted!**
Example
If a 60-year-old invests €10,000 in this issue of the Plan Ahorro Multiplica, after 1 year they would recover a minimum net amount of €10,357 thanks to the guaranteed return.
Disponible hasta el 31/10/2026 o fin de emisión.
4.10% return over 1 year*
While stocks last or until 31/07/20264.10% guaranteed gross annual return over 1 year*
You will obtain a 3.57% return once management fees (0.5% annually) and the risk premium (depending on age) have been deducted!**
Example
If a 60-year-old invests €10,000 in this issue of the Plan Ahorro Multiplica, after 1 year they would recover a minimum net amount of €10,357 thanks to the guaranteed return.
Your plan, your way.
4.10% return over 1 year*
While stocks last or until 31/07/20264.10% guaranteed gross annual return over 1 year*
You will obtain a 3.57% return once management fees (0.5% annually) and the risk premium (depending on age) have been deducted!**
Example
If a 60-year-old invests €10,000 in this issue of the Plan Ahorro Multiplica, after 1 year they would recover a minimum net amount of €10,357 thanks to the guaranteed return.
Disponible hasta el 31/10/2026 o fin de emisión.
4.10% return over 1 year*
While stocks last or until 31/07/20264.10% guaranteed gross annual return over 1 year*
You will obtain a 3.57% return once management fees (0.5% annually) and the risk premium (depending on age) have been deducted!**
Example
If a 60-year-old invests €10,000 in this issue of the Plan Ahorro Multiplica, after 1 year they would recover a minimum net amount of €10,357 thanks to the guaranteed return.
The power of caring for each other: much more than savings.
Death cover
In the event of death, your family will receive 1.1% of the value of the fund on the last day of the month preceding the month of death.
Your sign-up, step by step
Frequently asked questions
¿Qué diferencia hay entre la opción a 1 año y la opción a 4 años?
Ambas forman parte de Plan Ahorro Multiplica y ofrecen una rentabilidad bruta anual garantizada durante el plazo contratado. La diferencia está en el plazo y la rentabilidad de cada emisión.
¿Puedo rescatar mi dinero antes del vencimiento?
Sí. En caso de rescate anticipado, el valor de rescate estará sujeto a las fluctuaciones del mercado.
